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The On-Site Performance Ratio Worksheet

Many construction contracts require that a contractor's Workers' Compensation Experience Modification Rating (EMR) be at 1.00 or less.  While the EMR is a moderately effective barometer at measuring a contractor's losses as an average, it doesn't tell the whole story. 

The contractual requirement that the EMR be at 1.00 or less is reflective of a construction owner's desire to hire safe contractors for their jobsite.  However, the EMR does not just take jobsite losses into account- it takes all losses into account.  These may include losses that have nothing to do with a contractor's safety record on the job (carpal tunnel syndrome, slip-and-fall accidents in the office parking lot, shop accidents, etc.).

That's why we helped create the On-Site Performance Ratio Worksheet (OPR).  That's right, we were at the drawing board.  The OPR worksheet recalculates a contractor's EMR in relation to jobsite related losses only.  This gives a much clearer picture to owners as to how a contractor performs on the jobsite - which is the only thing concerning the owner.  Many construction owners accept this modified ratio and allow contractors with distressed EMR's to work on their sites.  It just makes sense. 
Contact Info:

J.D. KutterĀ 
100 North Broadway
Suite 900
St. Louis, MO 63102
Phone: 314-444-4949
Fax: 314-444-4900
Hours of Operation:

Mon - Fri 7:30AM to 5:00PM
Sat - Sun Closed

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