Call Us 314-444-4949 ☰ ˟
Logo
  • Home
  • About J.D. Kutter
    • Our Core Values
    • Employee Directory
    • What Our Clients Say
    • Carrier Partners
  • Commercial Insurance
    • Commercial Insurance
    • Construction Group Captives
    • Missouri Land Improvement Contractors Association (LICA Safety Insurance Program)
  • Surety Bonds
    • Surety Bonds
    • Surety Partners
    • Surety 101
  • Claims
    • Claims Advocacy
    • Claims Services
  • Resources
    • Insurance Glossary
    • Important Links
    • Document Library
    • Secure Area
Icon Commercial Insurance
Icon Construction Group Captives
Icon Surety Bonds
Home > Our Risk Management Philosophy

Our Risk Management Philosophy

To engage in the construction trade is, by definition, to manage risk.  We get this.  And so do our clients.  Anyone can deliver an insurance quote, but we align ourselves with contractors who are seeking a higher level of consultant - an expert that understands the daily complexities contractors face and can shepherd them through the widening minefield of risks they may encounter.

Our job is to understand our clients' needs and create a program for them that provides the best combination of service, coverage and price.  Period.  We understand that our clients are our lifeblood.  Without them, we do not exist. 

As such, when developing a program for our clients, we look at their business from a 360-degree perspective.  What does the client look like as it pertains to:

  • Tolerance for Risk
  • One, three and five-year business plans
  • Organizational Structure
  • Perpetuation Model
  • Fleet Management
  • Safety Protocol
  • Company Culture

Click on the links below to see other ways we add value to our clients:

Commercial Insurance

Surety Bonds

Claims Services

The Risk Management Process

Insure your needs today!
Social
Quick Links
Home
About Us
Our Carriers
Partners
Location 100 North Broadway
Ste 900
St. Louis, MO 63102

Phone: 314-444-4949
Fax: 314-444-4900
Powered by Insurance Website Builder